Banco Popular Ends 2025 With RD$87.7 Billion Mortgage Portfolio

Banco Popular Dominicano closed 2025 with a mortgage portfolio of RD$87.729 billion, reinforcing its position in the Dominican Republic’s housing finance market. The bank reported a 28.2% market share after financing 3,667 homes during the year, according to figures presented by the institution.

The results were announced by Francisco Ramírez, the bank’s executive vice president of Personal Banking and Branches, during the Construction & Real Estate Summit SD, organized by Mercado magazine. The figures highlight the institution’s role in financing home purchases and supporting residential development in the country.

Construction lending rises 149% over five years

Beyond mortgage financing, Banco Popular has increased its lending to developers and construction companies. Disbursements through its interim construction loan portfolio rose 149% over the past five years, reaching approximately RD$31.12 billion.

The financing has supported residential, commercial and tourism-related developments in different parts of the Dominican Republic. Interim construction loans help developers fund projects as building work progresses, complementing the mortgage products used by buyers to acquire completed or eligible housing units.

The expansion of these two financing channels connects demand for housing with the capital required to develop new properties. For the real estate market, access to funding can influence developers’ ability to advance projects and prospective buyers’ options for obtaining a home loan. These developments are also part of the wider economic trends covered by dominican republic news, including investment, property development and access to housing.

Real estate’s contribution to the Dominican economy

Ramírez said construction accounts for approximately 13% of the Dominican economy and remains one of the country’s major sources of employment and investment. The sector also supports a broad network of businesses and professionals involved in materials, engineering, property development and related services.

“Construction is one of the most visible expressions of economic development. Behind every project there is investment, employment, opportunity and confidence in the country’s future,” Ramírez said.

The sector’s economic reach means that financing activity can extend beyond individual housing transactions. Residential projects, commercial properties and tourism developments generate demand across multiple industries, although the scale of their impact depends on project execution, market conditions and buyer demand.

Network of more than 1,100 real estate partners

Banco Popular’s financing operations are supported by a network of more than 1,100 partners across the real estate and construction industries. The network includes construction companies, trust and fiduciary firms, real estate agencies and property agents.

The bank said this structure helps connect developers, investors and homebuyers while supporting the expansion of credit throughout the property market.

Other Grupo Popular units also contribute to project financing. Ramírez highlighted the roles of Fiduciaria Popular, Administradora de Fondos de Inversión Popular and the bank’s Investment Banking division in structuring financial arrangements for real estate developments.

These services extend beyond traditional lending by helping organize the financial structures used for property projects. According to Ramírez, they can also contribute to transparency, confidence and competitiveness in the sector.

International recognition for real estate banking

Ramírez also noted that Euromoney recognized Banco Popular as the Dominican Republic’s Best Bank for Real Estate for the second consecutive year. The distinction reflects the institution’s track record in financing the country’s property development sector, according to the bank’s presentation.

With a substantial mortgage portfolio and growing construction lending, Banco Popular remains a significant source of financing for the Dominican real estate market. Its reported 2025 figures illustrate how housing credit and developer financing operate alongside one another to support property transactions and new construction activity.